Creditors Financial Group : They Harass For Money, Even When It’s Not Your Debt

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Posted: February 20, 2010 | Last Updated: November 9, 2012

I received a phone call on 2/19/2010, “on Behalf of Chase Bank”. A credit card from a former acquaintance has a rather high bill that is past due. At one time I was an “authorized user” of the account and had a card, but the account was not in my name, and did not have my name on it in any other way.

Without getting in to all of the details, the person on the phone told me I should “do what’s right” and pay the balance, continually insulted me, and repeated several slanderous statements about me, originally made by the card holder.

Thanks to caller ID I know the number, 877-298-2251, which belongs to “Creditors Financial Group”.

After doing some digging, it seems Creditors Financial Group is famous for calling anyone and everyone demanding money.

The good news is, Chase acknowledged I have no accountability on the account, have submitted to my credit reports “just in case” that I am not responsible, and are sending me a letter to state the same.

I’ve learned a few things since then as well. If Creditors Financial Group calls you demanding money you do not owe, let them know they are in violation of the Fair Credit Reporting Act and not to call you again. Call the credit issuer (Chase in my situation), and tell them about the call. And, if they still keep calling after that, you can report them to the FTC using their Complaint Assistant Form.

Lastly, blog about it, post to Facebook and twitter about it, and do whatever else you can think of to spread the word about Creditors Financial Group. They have no business being in business.

4 responses to “Creditors Financial Group : They Harass For Money, Even When It’s Not Your Debt”

  1. Gayle says:

    wow, seriously? that’s some bull. i can’t believe she did that.

    • Alan Cook says:

      Unfortunately, I can believe it. I know there are issues there though. So, I’m not sure if I’m more pissed at her, or the companies having the nerve to call me and repeat the lies about me as “facts”.

  2. Cash Online says:

    Hey! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing several weeks of hard work due to no backup. Do you have any methods to prevent hackers?